Tom Loughlin

As fall arrives, we’re here to help you feel confident on the road and covered at home. From crisp mornings to busier schedules, seasonal changes can bring new risks—so now’s a great time to review your coverage and make sure you’re protected for what’s ahead. Welcome to the Tom Loughlin State Farm Agency—we’re glad you’re here.

Please call our office during normal business hours to get an auto or homeowner's quote and your Personal Price Plan!

Welcome to the Tom Loughlin State Farm Insurance Agency located in Lake Katrine NY, your local State Farm Agent in Kingston NY since 1989.

Born and raised in the area, I could never imaging being anywhere else. I am a United States Air Force Veteran, an active in Kingston CYO Program Active and a supporter of the Port Ewen Athletic Association. We have the pleasure of serving Kingston, Lake Katrine, Hurley, Esopus, all of Ulster County and the entirety of New York State. When you have insurance questions, my team and I are here to get you the answers you need to make an informed choice. Tom Loughlin State Farm Agency offers comprehensive auto, home, renters, and life to fit your unique needs. We’ve got you covered.

Why do we do what we do you ask? The answer is simple. We love to help! Our job is to help you protect what is important to you and to be there for you and your family when you need assistance recovering from the unexpected, from fender benders to the passing of a loved one. It’s a product we use to help make life go right and to be there when it might go wrong. call or stop by the office and meet our team and get a quote!

Frequently Asked Questions (FAQ)

Q: How can I compare auto insurance quotes?

A: You can get car insurance quotes online, by phone, or with a local agent by sharing details about your vehicle, driving history, and coverage needs. Have questions? Tom Loughlin Agency in Kingston/Lake Katrine can walk you through your options.

Q: How quickly can car insurance coverage start?

A: In some cases, car insurance coverage can begin the same day you purchase a policy. The timing may vary depending on your situation. We can help you get coverage quickly when you need it. Tom works with local residents to find coverage that fits.

Q: What are the insurance requirements on a leased car?

A: Leased cars typically require liability, comprehensive, and collision coverage, and the leasing company may need to be listed on your policy. Connect with Tom for insurance guidance in Kingston.

Q: Is homeowners insurance required?

A: Homeowners insurance requirements may vary by your state and situation. If you have home financing, your lender will likely require coverage, and many homeowners choose it for added protection. In Kingston, you can count on Tom for personalized service.

Q: How does life insurance work at a basic level?

A: Life insurance helps provide financial support to your beneficiaries and can help cover expenses like debts, living costs, or future needs. For personalized coverage in Kingston, NY, reach out to Tom.

Q: How would you explain renters insurance?

A: Renters insurance is coverage that helps protect your personal belongings and provides personal liability protection while renting a home or apartment. Tom is here to help your Kingston household feel covered.